Terms & Conditions

By accessing or using the Quik Loans website and services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our services. These terms constitute a legally binding agreement between you and Jay Finance Private Limited.

To use our services, you must be an Indian citizen aged 21 years or above, a salaried employee with a regular monthly income, and possess valid PAN and Aadhaar cards along with an active bank account. You confirm that all information provided by you is accurate and complete.

Quik Loans facilitates access to loan products including Salary Advance, Personal Loan, Emergency Loan, and Loan Against Salary. Loan approvals, interest rates, processing fees, repayment terms, and disbursement timelines are subject to customer eligibility, lender policies, and applicable laws.

The application process is fully digital. You agree to provide accurate, current, and complete information during the application process and to update such information to keep it accurate. We reserve the right to reject any application at our discretion based on internal assessment and lender policies.

You agree to the following responsibilities:

• Provide truthful and accurate information at all times.
• Use the platform only for lawful purposes.
• Not attempt to disrupt or compromise platform security.
• Repay loans as per the agreed terms and conditions.
• Notify us promptly of any unauthorized account access.

All applicable fees and charges are disclosed transparently before loan acceptance. There are no hidden charges. You are responsible for reviewing and understanding all fees associated with your loan product before acceptance.

All content on this website, including text, graphics, logos, and software, is the property of Jay Finance Private Limited and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent.

Quik Loans is a financial services platform that facilitates access to loan products. We are not a lender. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting on this page. Continued use of our services after changes constitutes acceptance of the revised terms.

For questions regarding these Terms & Conditions, please contact us at info@quikloans.in or call +91 8448118306.