Privacy Policy

Quik Loans, powered by Jay Finance Private Limited ("we", "us", "our"), is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services. By accessing or using our services, you consent to the practices described in this policy.

We may collect the following types of information:

• Personal Information: Name, date of birth, contact details, PAN, Aadhaar, and other identity documents.
• Financial Information: Employment details, salary information, bank statements, and income records.
• Device & Usage Information: IP address, browser type, device information, and usage patterns on our platform.

We use the collected information for the following purposes:

• To process and assess loan applications.
• To verify identity and conduct eligibility checks.
• To communicate with you regarding your application and account.
• To comply with applicable legal and regulatory requirements.
• To improve our services and platform experience.

We do not sell your personal information. We may share your data with partner lenders, credit bureaus, and service providers who assist us in operating our platform, subject to confidentiality agreements and applicable laws. We may also disclose information when required by law or to protect our rights.

We employ industry-standard security measures including end-to-end encryption, secure data storage, controlled access systems, and fraud prevention checks to protect your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods may vary based on legal and regulatory requirements.

You have the right to access, correct, or request deletion of your personal information, subject to applicable laws. You may also withdraw consent for certain data processing activities. To exercise these rights, please contact us using the details provided below.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

If you have any questions about this Privacy Policy, please contact us at info@quikloans.in or call +91 8448118306. You may also write to us at: Jay Finance Private Limited, 49, DDA Site-1, M Block, New Rajender Nagar, Delhi – 110060.