Quik Loans

Legal

Disclaimer

Important information about our services, loan products, and your responsibilities as a customer.

Last Updated: July 2026

1. Nature of Services

Quik Loans, powered by Jay Finance Private Limited, is a financial services platform that facilitates access to loan products. We are not a lender ourselves. Loan approvals, interest rates, processing fees, repayment terms, and disbursement timelines are subject to customer eligibility, lender policies, and applicable laws.

2. No Guarantee of Approval

Submitting an application through our platform does not guarantee loan approval. Approval is subject to internal assessment, verification, and lender policies. We do not make any representations or warranties regarding the approval of any loan application.

3. Review of Terms

Customers are advised to carefully review all terms and conditions, including interest rates, fees, and repayment schedules, before accepting any financial product. It is the customer's responsibility to understand the terms fully before committing.

4. Responsible Borrowing

We encourage responsible borrowing. Customers should assess their repayment capacity before applying for any loan. Borrowing more than you can repay may lead to financial difficulties. We promote transparent and responsible lending practices.

5. Information Accuracy

While we strive to keep information on our platform accurate and up-to-date, we make no warranties regarding the completeness, accuracy, or reliability of any content. Information may be subject to change without notice.

6. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of these external sites. Accessing third-party links is at your own risk.

7. Regulatory Compliance

We operate in compliance with applicable Indian laws and regulatory guidelines. Loan products are subject to the rules and regulations prescribed by relevant authorities. Customers should ensure compliance with applicable laws when using our services.

8. Contact Us

For any questions regarding this disclaimer, please contact us at info@quikloans.in or call +91 8448118306.